Prepare for holiday spending without breaking the bank

Consultants ready for fall in sweaters

We all know the old adage that it’s better to give than to receive, but sometimes our desire to find the perfect gift for everyone on our list is outweighed by the reality of our finances.

Feeling the pinch as the holidays get closer?

Here are 6 ideas to help you prepare for holiday expenses, so gift giving can be a joy instead of a burden:

    1. Start by making a budget. Examine what bills and other expenses need to be paid, and which items you can do without until after the new year.
    2. Sell items online. Make a little extra cash by unloading your unused, salable items on places like eBay or Facebook Marketplace. (Items not selling? Consider donating your goods to a local resale shop that benefits a charitable organization. While this doesn’t get you a quick return, everyone loves a tax write-off!)

Photo of consultant planning and using phone

    1. Plan ahead. It may be too late this year, but consider spreading out your shopping so all the expenses don’t hit you at once. If you pick things up throughout the months (or even the year) leading up to Christmas, the cost won’t be as overwhelming.
    2. Consider a Secret Santa approach. Whether it’s with your circle or friends or even your extended family, this is a great money-saving option. Draw names out of a hat (or a stocking!) and put all your effort into finding that one perfect gift. Trying to guess everyone’s Secret Santa also makes for a fun game!
    3. Think DIY. Who doesn’t love a handmade gift? A little personalization can go a long way — and making things yourself can stretch those dollars.

Photo of person crafting

  1. Start a side business you love. Instead of picking up seasonal work or walking dogs to make ends meet, consider an opportunity like Scentsy that lets you work your business when and how you want, all year round. Being a Scentsy Consultant not only helps you pay for extra expenses, it also allows you to spend more time with loved ones during the holidays.*

Photo of consultant with her daughter
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Have helpful tips for holiday spending? Share them with us in the comments.
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